Large Business Checking Account
The Large Business checking account is for the owner of a large business who will make multiple check deposits frequently and have a higher numbers of transactions. Check rates.
- Minimum opening balance - $100
- Interest is paid monthly
- Merchant services available
- No service charges, unless:
- The balance falls below $2,500 during the month – then a $10 monthly fee applies
- Checks written in excess of 200 are charged $0.10 each and deposited items in excess of 200 are charged $0.12 each
- VISA® Check Card available for purchases and cash withdrawals from ATMs
- ATM (foreign) withdrawals – 5 free per month; $1.00 each thereafter
- Cash back from participating point-of-sale (POS) merchants
Account access through our 24 Hour Phone Teller and e-Banking account access
- Overdraft protection available
- OPEN A NEW ACCOUNT
Who can open a Business Checking account with Les Bois CU?
Businesses within our field of membership and their family members. Employers of current members and member prospects within our field of membership. Any business that acquires a loan from us.
What are the benefits of a Les Bois CU Business Checking account?
Unlike business accounts at other financial institutions, this account pays dividends on deposits. We can easily provide a comparison for you; all that is needed is three months of your bank statements.
How about business loans--my banker and I know each other very well, what can Les Bois do for me?
We make loans to businesses within our community. As an added benefit, our loan decisions are always made locally, by people who know and understand your business borrowing needs.
Minimum Monthly Balance to avoid monthly fee $2500
Or Average Aggregate LBCU Deposit Balances* $20,000
Monthly Service Fee (if balance falls below min.) $10.00
Free Checks Written (see below for excess charges) 200
Free items Deposited (see below for excess charges) 200
Other Checking Account Service Charges
Overdraft Checks Paid or Returned $29.00
Auto-Transfer from Savings (to cover NSF checks) $2.00
Manual Transfer from Savings (to cover NSF checks) (free on-line) $5.00
Items Deposited and Returned
2nd Party $5.00
Yours on another account $29.00
Stop Payment Fee $29.00
Charge for Excess Checks Written (per check cleared) $0.10
Charge for Excess Deposit Items (per check deposited) $0.12
Cash Handled (per 1,000) $0.75
Coin Furnished (per roll) $0.05
Coin Deposited – Rolled (per roll) $0.05
Coin Deposited – Unrolled (percentage of amount handled) 2.00%
Check Printing (depends on style) Check Copy (each) (free on-line) $2.00
Statement Copy (per statement period) (free on-line) $2.00
Account Activity Printout (per statement period) (free on-line) $2.00
Photocopies (per page) $2.00
Visa Check Card Issuance $0.00
Visa Check Card Replacement $5.00
Wire Fees (no charge for incoming wires)
Outgoing – Domestic $15.00
Outgoing – International $25.00
*Average Aggregate LBCU Deposit Balances = Average daily balance of all savings & Certificate balances under same LBCU business account number.