VISA® Savings Secured
Our Secured VISA® Card is designed for credit union members that demonstrate a willingness to improve and/or establish a good credit rating.
- Maximum credit line is $2,000
- 100% of the approved VISA® limit is secured by the pledged savings account (funds are held and cannot be withdrawn)
- Payment amount is 2% of unpaid balance
- Minimum payment is $25
- No fee for cash advances
- Grace period
- 25-day grace period on purchases
- No grace period on cash advances
- Payment options
- VISA® Auto Pay – automatic flexible payment options
- Annual fee of $15 is waived if the card is used a minimum of 24 times during the year
- If a VISA® Card is lost or stolen, members should immediately call ` (888) 241-2510.
Can I make my payments at the Credit Union or do I have to mail them in?
You can mail your payments directly to us, however we strongly advise you to use our Automatic Transfer. We can set this up to either make your minimum payment or pay the balance in full.