Begin planning your retirement by establishing an Individual Retirement Account with us.Check rates
- Deposit funds for Traditional IRA or Roth IRA
- No enrollment fee
- No minimum opening balance requirement
- Rate and APY subject to change daily without notice
- Interest is calculated based on the average daily balance and paid monthly
- OPEN A NEW ACCOUNT
What if I already participate in my employer’s retirement plan?
You may still contribute to an IRA, and even if contributions are not tax deductible, the earnings are always tax deferred.
What’s the benefit of opening an IRA?
One of the best tax deductions is a full contribution to an IRA, which will often reduce tax liability.
What if I can’t afford to make a contribution right now?
You have until April 15th of next year to make an IRA contribution for this year.
IRA Maintenance Fee............................................$12.00 annually
(Waived if IRA aggregate is $25,000 or greater)
To see the LBCU Fee Schedule, click here.